PennivaGet Penniva

Your money, a little clearer

Know your money.Plan your next move.

Track spending, plan bills, and see what’s left.
A little more clarity for your everyday money.

Download on the App StoreTake a look

Free essentials. Optional Pro. Made for iPhone & iPad.

Penniva Reports comparing monthly income and spending with a cash-flow chart using sample data
Penniva Today with budget remaining, recorded income, spending and upcoming bills using sample data
Penniva recurring timeline showing upcoming bills and subscriptions using sample data

Real Penniva 1.1 screens. Sample data.

No bank connection required
Core budgeting works offline
Your records. Yours to keep.

Made for the everyday

Less mental math.
More peace of mind.

A home for the small details.
A clearer view of the whole month.
Start with what matters to you.

Explore Penniva screens

A little less guessing

Your whole month.
One quiet place.

Your spending, recorded income, and upcoming bills, brought together so your next decision feels a little simpler.

  • See what remains in your budget
  • Keep everyday transactions organized
  • Notice the things that need attention
Explore your everyday view
Penniva Today with budget remaining, recorded income, spending and upcoming bills using sample data

A little more breathing room

See what’s coming.
Before it arrives.

Keep bills, subscriptions, and expected income in one place. Give the coming weeks a little more room in your plan.

  • See your upcoming due dates
  • Organize recurring bills and income
  • Keep the month ahead in view
Explore bills & recurring items
Penniva recurring timeline showing upcoming bills and subscriptions using sample data

A little more perspective

Small purchases.
A bigger picture.

Step back from the daily details. See your income alongside spending, and find the patterns behind your month.

  • Compare income and spending over time
  • Look closer at spending categories
  • Understand your recorded cash flow
Take a closer look at reports
Penniva Reports comparing monthly income and spending with a cash-flow chart using sample data

Penniva 1.1 · Sample data. Budget Remaining reflects your plan, not a verified bank balance.

Personal means personal

Your money is personal.Let’s keep it that way.

No Penniva account. No bank login. Your budget lives on your device, with optional private iCloud sync when you choose.

A closer look at your privacy

At home on your device.

Core budgeting works locally, even when you’re offline.

Your records stay yours.

Viewing your records, CSV export, and local backups remain free.

Sync on your terms.

Optional Pro iCloud sync for your own compatible Apple devices.

A good place to begin

A useful budget.
Free from day one.

Start with the essentials. Add a little more possibility when you’re ready.

Penniva Free

For your everyday money.

$0for the essentials

  • Transactions, accounts & budgets
  • Bills & recurring income
  • Reports & Net Worth views
  • CSV export & local backups
Start with Penniva

No Penniva account required.

Penniva Pro

Go a little further

For your next chapter.

More room to plan.

  • Everything in Free, plus:
  • CSV / QIF imports & rules
  • Custom dashboards & debt payoff tools
  • Tags, splits & optional iCloud sync
Explore Penniva Pro

See available plans and pricing in the app.

New in Penniva 1.1 · Available on the App Store ↗

Here from the beginning? Eligible founders keep their pre-Pro local features. Cloud Sync requires Pro.
Learn about founder access

A few things to know

Good questions.
Clear answers.

Have something else in mind? We’re here.

Do I need to connect my bank?

No. You can add transactions yourself or import CSV and QIF files with Pro. Imports also remain included for eligible founders. Bank sync is not available in Penniva 1.1.

Can I use Penniva offline?

Yes. Core budgeting and on-device import processing work locally. Optional iCloud sync needs an internet connection, and purchases are handled through Apple.

Can I use it on my iPhone and iPad?

Yes. Penniva supports iPhone and iPad on iOS/iPadOS 16 or later. Optional Pro Cloud Sync requires iOS/iPadOS 17+, compatible app versions, the same iCloud account, and setup on your own devices. It is off until you turn it on.

What happens if my Pro access ends?

Your existing financial records remain readable. CSV export and full local backup/restore remain free. Eligible founders keep their grandfathered local features. Cloud Sync requires Pro.

A clearer month
starts here.

Make a little room for your everyday money.

Download on the App Store

Free essentials. Optional Pro. iPhone & iPad.