No account required
Use core budgeting tools without creating a login.
Private budgeting for everyday decisions
Track spending, budgets, recurring items, imports, payoff plans, and net worth without requiring an account.
Sample data
Safe to Spend
$1,284.60
After bills and budgets
Needs Attention
12 items to review
Imports and recurring updates
$3,420
May budget
5
Due soon
Spending
$842.15 this week
Net Worth
$48,230 estimate
Private by design
No account required
Local-first today
Data stays on this iPhone
Current releases store budgeting data locally. Future sync, if offered, will be optional.
CSV and QIF imports process locally
Import files are processed on device, not sent to a server.
Built for daily money checks
Open Penniva, make the next decision, and keep moving.
Track spending
Review transactions with clarity.
Manage budgets
Plan, compare, and adjust as life changes.
Recurring items
See upcoming bills and subscriptions in one place.
Payoff plans
Model debt payoff strategies and stay on track.
Net worth overview
See accounts, assets, and liabilities together.