Auto-renewing subscription
Monthly
Pro access with monthly billing. Manage renewal through your Apple Account.
Penniva Pro / Coming in 1.1
Compare Free, Founder and Penniva Pro.
A useful everyday budget stays free. Pro adds tools for bringing in your history, organizing details and planning ahead—with optional iCloud sync.
Three ways to choose Pro
The same Pro tools.
A plan that suits you.
Monthly, Yearly and one-time Lifetime are included in the submitted 1.1 update. See plans in the app when 1.1 is available.
Auto-renewing subscription
Yearly
Pro access with yearly billing. Check your current price and any eligible offer before purchasing.
One-time purchase
Lifetime
One-time access to current Pro features, including optional Cloud Sync. Bank sync is excluded.
Purchases are handled by Apple. Prices and offers may vary by storefront and eligibility. Buying Lifetime does not cancel or refund an existing subscription.
Know exactly what’s included
Free. Founder. Pro.
| Feature | Free | Founder | Pro |
|---|---|---|---|
| Manual income, expenses & transfers | Yes | Yes | Yes |
| Account creation & editing | Yes | Yes | Yes |
| Budgets & income estimates | Yes | Yes | Yes |
| Bills & recurring income | Yes | Yes | Yes |
| Spending & cash-flow reports | Yes | Yes | Yes |
| Net Worth views | Yes | Yes | Yes |
| CSV export & full local backup/restore | Yes | Yes | Yes |
| CSV/QIF imports, profiles & rules | No | Yes | Yes |
| Dashboard customization | No | Yes | Yes |
| Manual balances & credit-score entries | No | Yes | Yes |
| Debt payoff plans | No | Yes | Yes |
| Create tags & transaction splits | No | Yes | Yes |
| Optional Cloud Sync | No | No | Yes |
“Pro” includes active Monthly, Yearly or Lifetime access. Creating new paid-feature content may require access; reading records you already have does not.
For the people who were here early
Your early support is recognized.
Eligible founders keep pre-Pro local features: CSV/QIF imports and profiles, rules, dashboard customization, manual balance and credit-score entries, payoff planning, tags and splits.
Eligibility is based on verified original App Store acquisition before September 10, 2026 at 07:00 UTC (midnight Pacific), not the date you installed or reinstalled Penniva. Founder access is separate from Lifetime Pro and does not include Cloud Sync.
If a founder’s Pro access ends, their founder access remains. If recognition does not look right, use Restore Purchases and contact support with your app version.
Your records stay yours
Access can change.
Your history stays readable.
Existing financial records—including tags and splits—remain readable after Pro ends. CSV export and full local backup/restore, including password protection, stay free for everyone.
Core transactions, accounts, budgets, bills, reports and Net Worth views remain available. Optional Cloud Sync needs Pro; turning it off is separate from deleting an existing iCloud copy.
Purchases, without the guesswork
A few details
before you choose.
How do Monthly, Yearly and Lifetime differ?
All three provide the current Pro features. Monthly and Yearly renew as subscriptions unless you cancel renewal through Apple. Lifetime is a one-time purchase. Check the current price, billing period and any eligible offer in the app before purchasing.
Does Lifetime cancel my existing subscription?
No. Buying Lifetime does not cancel a Monthly or Yearly subscription and does not refund unused time. Manage renewal through your Apple Account. Penniva keeps Manage Subscription available when Lifetime and a subscription coexist.
Does Lifetime include Cloud Sync?
Yes. Lifetime provides Pro access to optional Cloud Sync under the same device, iCloud account and setup requirements. Bank sync is excluded from Lifetime and is not available in this release.
Read the sync requirementsHow do I restore or manage a purchase?
Open Penniva Pro in the app and use Restore Purchases to ask Apple to refresh purchases for your Apple Account. Use Manage Subscription for Apple’s subscription settings. Subscription management and your existing records remain accessible without paid feature access.
Is Founder the same as Lifetime?
No. Founder recognition preserves eligible pre-Pro local features based on verified original App Store acquisition. It does not include Cloud Sync or promise every future Pro feature. Lifetime is a separate purchase.
Does Penniva connect to my bank or monitor my credit?
No. Bank sync is not available in 1.1. You can record transactions manually or import files on your device. Credit-score tracking means manual entries; Penniva does not retrieve credit reports or provide credit monitoring.
A little clarity goes a long way
Make room for a clearer money routine.
Start with the free essentials. Explore what’s coming in 1.1.
Download on the App Store Downloads get the currently published version.