Meet your everyday money tools

Tools for tracking, planning and understanding your money.

Capture what happened, plan what’s coming, and keep your records in your control. Explore what Penniva does—and how each part fits your day.

Track

A record that makes sense to you.

Plan

See the month before it happens.

Understand

Find the story behind your spending.

Keep control

Your budget. Your choices.

The useful little details

A budget that fits
the way you keep track.

Accounts & Net Worth

Keep accounts, assets and liabilities in view. Creating and editing accounts and viewing Net Worth remain free. Pro adds manual balance updates and manual credit-score entries; both are included for eligible founders.

Free views · Pro/founder manual entries

Credit scores are entered by you. Penniva does not retrieve scores or monitor a credit bureau.

Rules that remember the routine

Use cleanup rules for repeat transaction details, so you can spend less time organizing familiar entries. Rules run on your device. Review your setup and imported results to keep categories meaningful.

Pro · included for founders

Explore imports and rules →

Your dashboard, your priorities

The basic dashboard is free. Pro dashboard customization lets you arrange your overview around the details you care about. Eligible founders keep this local feature, too.

Pro customization · included for founders

Dashboard and appearance preferences stay local to each device.

Tags & transaction splits

Add another way to organize a transaction with tags, or divide one transaction into its component categories. Creating tags and splits requires Pro or founder access in 1.1. Existing details remain readable when Pro ends.

Pro · included for founders

Explore transaction tracking →

Comfort in the details

A familiar view.
Light or dark.

Choose the appearance that feels comfortable on your screen. Your everyday overview keeps the same clear structure, with spending, income and upcoming bills together.

Appearance preferences stay on each device. This is Penniva’s real dark appearance, shown with sample data.

Penniva Today dashboard in dark appearance using sample data
Penniva 1.1 preview · Sample data · Not yet publicly available.View larger screenshot

A little clarity goes a long way

Make room for a clearer money routine.

Start with the free essentials. Explore what’s coming in 1.1.

Download on the App Store Downloads get the currently published version.